There are many reasons that I love shopping. It's exercise, it has a tangible end, it makes me feel accomplished, it's distracting. But one of the best aspects of shopping for me is that I'm good at it. I find gems that cost pennies.
That being said, looking at my bank account and revolving credit line makes me want to puke.
Here are the bogus excuses I use to justify unnecessary spending:
- I don't own a car, so if I was a normal person this money would get spent on that.
- I don't drink, and shopping is a better habit than drinking. Instead of spending money on booze, I spend money on cardigans. I can wear cardigans to work.
- My living expenses are low.
- I owe it to myself to do something nice for me and have nice things.
- I don't plan on having kids, so I don't need to plan for that expense.
- I have a 401k plan and my job matches my Social Security benefits, so I don't need to save for retirement (right now).
- It's not like I'm ever going to get to retire - at this rate no one will.
- Shopping is cheaper than therapy and at least I get something out of it.
These excuses are just excuses; I need to button down and stop frivolous spending.
Someone hold me to that. JCP has some cute, bright sweaters - and I am weak.