Monday, January 17, 2011

Income Based Repayment

I recently read a blog entry from a person who could possibly be reading my blog right now. This post is for you.

If you are low on funds and recently graduated, you should look into federal loan programs. One is the IBR program. This is a program that can lower your loan repayments to nothing. It acts as deferment if you currently are broke and lowers payments to where you can afford them if you aren't broke.
website: http://www.ibrinfo.org/
how to take action now: call your loan provider and tell them you want to apply for the Income Based Repayment program.

If you are low on funds and not sharing food with someone high on funds, apply for Foodshare. It's the Wisconsin food stamp program. It isn't embarrassing to use; if you qualify, then you need it.
website: https://access.wisconsin.gov/
how to take action now: click "Apply for benefits" and find your last month's pay stubs.
*side note: if you are in school and reading this, you will need to be a part of a work-study program and be working 20 hours a week.

If you are not in Wisconsin (Hello, Erin and Amy.) and want to see what benefits you qualify for, use https://www.benefitscheckup.org/ to see where you stand.

Also, using block quote html tags reads a lot better than centering a paragraph. And, you can't be mad at me for reading your blog, after all you obviously read mine and get post ideas from me. If you didn't, then you couldn't respond to this anyways, and I'm just being paranoid.

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